Thursday, September 3, 2020

Rosemarie Zagarri, A Woman's Dilemma Essay Example | Topics and Well Written Essays - 750 words

Rosemarie Zagarri, A Woman's Dilemma - Essay Example The term was first utilized in the US, and it was alluded to as measures that should have been taken to overcome separation over the state. In the Woman’s Dilemma by Zagarri, the agreed activities were polished to advance uniformity and battle the predicament, to advance their portrayal in the administration foundation. The situation of ladies in the administration establishment has been flawed in the previous hundreds of years. Be that as it may, in the 18 centuries factors, for example, edification thoughts towards ladies came up. Moreover, issue of correspondence, the women’s regular rights, ladies casting a ballot and association in legislative issues tested the presumption. We notice that the ladies capacities in the political field are being looked into in a positive manner. Ladies got lacking help to be a piece of the formal political world. For sure, this has been an issue to ladies, most countries over the globe have been focused on uniformity but ladies have b een prohibited from the administration position in the political field (165). In any case, guaranteeing that ladies are engaged in field of political will offer the network a chance to learn and make each individual to be mindful in guaranteeing majority rules system. What's more, these inquiries are brought up in the current century as well as asked during war time as nations were battling for free. Ladies were significantly expected to be engaged with household matters just as material obligation in their homes. Moreover ladies were kept from casting a ballot because of their psychological insufficiency, â€Å"deficiency in their psychological power†. This isn't the situation to have mental inadequate but since of their method of life that keeps them from being in contact with the outside world. This can't be a factor to consider that ladies can make it in the political fields (165). Ladies being allowed a chance to investigate the world they are normally gainful in the fie ld. Over the globe positions held by ladies in the political field have been gainful contrasted with their male partners. At the point when mental trademark are taken as devices to establish that an individual has political capacities instead of body includes then ladies are not to be barred from participating in the political field. For example Mrs. Catre in Zagarri (67) expressed that genders distinction are minor and they ought not be an instrument to prevent ladies from interest in government positions â€Å"mere â€Å"sex†. Considering it to be a circumstance it is physical and has a minor fundamental for it to impact the eccentricity of common situation on the level of an individual and in the authority position. Training was without a doubt to clarify that ladies will extend their mindset and have a craving of being associated with the political field. In the year 1828, politicization in ladies was viewed as an obligation, ladies were seen as powerless and they can't exhibit initiative in light of how they have been dealt with in the general public since time in dedication. Ladies were not seen as resources, and they couldn't add to the political atmosphere which was disruptive. Nonetheless, this isn't the situation, illuminating ladies has carried them to get the chance to comprehend the world of politics and how to oversee it. In the past society ladies were viewed as sub-par and could just deal with a situation, for example, taking care of household errands. As indicated by the essayist, she attempts to bring the setting where the ladies were being protected from being engaged with a brutal situation, for example, a political atmosphere

Tuesday, August 25, 2020

Paideia: A Concept Contributing to the Education of Humanity and Societal Well-Being :: Philosophy

Adding to the Education of Humanity and Societal Well-Being Unique: For the purpose of mankind, outward impulse must change into internal check. This is conceivable with the assistance of paideia. I use paideia rather than the obscure German word Bildung, which includes the implications of training, arrangement, and development. The center of my as of late created idea of paideia is that the teaching individual does what must be done in a specific circumstance. The individual in question works alone or along with the other. In accomplishing a work the informed individual attempts to maintain a strategic distance from any hindrance for the other. The completed work speaks to the acknowledgment of both, the person just as the other in a stage toward self-acknowledgment. This way of thinking of instruction incorporates into one single idea the two fundamental hints of hypotheses of training in European nations, to be specific the speculations of self-being and those of magnanimity. The idea of paideia is a potential response to genuine issues, f or example, the hole between the rich and poor people, the expansion of savagery, existing political radicalism, misuse of regular assets, etc. As per this circumstance, not all individuals are instructed quite well. I guarantee that the explained way of thinking of training can add to the instruction of humankind. The blend of self-being and magnanimity ensures the ideal acknowledgment of sense in a given circumstance. This guarantees the regular work of the individual and the other can grow well indeed, with the goal that both are interlaced in the outcome. I. From Outward Compulsion to Inward Control For a long time our current society has been portrayed by sociologists and rationalists as being controlled by three elements: first science and innovation, second broad communications including new types of correspondences like the Internet, and third independence and pluralism. These three qualities of the current circumstance point to the diminuation of human prospects. For on one side we live in a general public of supposed boundless prospects as for science, innovation, correspondence and individual uniqueness. On the opposite side, be that as it may, genuine reasoning and doing, genuine talk and genuine self-molding appear to develop poor or become incomprehensible. The prize we are obliged to pay for our current society, the prize of our potential outcomes is incidentally that of the inconceivability of our unique prospects, be they individual or social. So the take a stab at flawlessness exposes itself as an impromptu weakening in numerous domains of social and individual lif e.

Saturday, August 22, 2020

Leveraging Diversity Essay Example | Topics and Well Written Essays - 2500 words

Utilizing Diversity - Essay Example Associations need assorted variety in thoughts and subsequently they need pioneers who can support and oversee under different circumstances (Kirton, 2007). In any case, now and again it isn't the worker yet the organization that successes. The nature of any work or any group is improved when it is different. Pioneers who comprehend that assorted organizations have various necessities from their pioneers will progress nicely. This decent variety will improve the organizations product offering (Carter, 2007). At any rate this is the hypothesis. Some are effective in executing and some are definitely not. Harley Davidson is the producer of a very good quality cruiser organization. They were in insolvency not very far in the past. Harley Davidson founded an assorted variety the executives program and apparatuses to help make the activity simpler. Their objective was to improve piece of the pie by expanding the advancement in the group. This implied their administration, including their senior administration must be prepared in decent variety and how to use that for the organization's improvement. Harley Davidson has seen consistent increments in piece of the overall industry since organizing this change (Harley Davidson, 2007). The organization's representatives have casted a ballot it as perhaps the best organization to work for so for this situation assorted variety is a success win circumstance. Nonetheless, there is likewise Wal-Mart. The Wal-Mart story s very extraordinary. As indicated by Kirton (2007), Wal-Mart has won numerous honors for their assorted variety the board. They announce that they have recruited numerous minority individuals and that their administration staff incorporates numerous minorities. Obviously Wal-Mart has benefitted from these cases. Be that as it may, there have been numerous objections from Wal-Mart workers. Ladies utilized at Wal-Mart state that they are advanced not as much as men and the organization has been blamed for exploiting undocumented outsiders. This is a case of an organization that has utilized assorted variety to benefit the organization alone Cox (2001), precisely depicts the reasons such a large number of associations are battling with a quickly evolving condition. Plainly the coming of assorted variety the executives has constrained business pioneers to profoundly take a gander at the manner in which they work together. Authoritative pioneers perceive the significance of utilizing decent variety on the main concern yet frequently they battle with how to get that going deliberately. In an automated, web-driven world organizations have needed to turn into a piece of globalization basically overnight. As per Global Lead (1998), assorted variety is a key business procedure and the desire is that it adds to an association both in business development and victories. Worldwide lead is an administration organization that has built up a key activity that consolidates the utilization of what is known as the five key drivers of business (Global Lead, 1998). The business drivers as indicated by Global Lead (1998) are center around the market, ability, development, qualities, and generosity. Initiative will decide how well or how inadequately decent variety does in some random work setting. To guarantee this is valid, administration must be very much prepared in assorted variety and the requirement for a differing workforce. They should comprehend that a differing workforce can make a work power that improves the main concern (Clark, 2007). Assorted variety is tied in with enabling individuals and advancing the human spirit.(Clark, 2007). Assorted variety is about

The positive aspects of media Essay Example for Free

The positive parts of media Essay Media is a piece of our regular day to day existence. We take the information we traverse papers, TV, the Internet and radio for conceded and regularly we will in general spotlight on the negative impact it has on the general public. In this article I will talk about parts of media which can likewise have a negative effect yet which generally advantage the world we live in. The media is effectively open one can purchase a paper in any city of the world or discover a TV or radio sign. Individuals know significantly more than they did a century prior. For instance, media assumes a significant job in instructing individuals about wellbeing and diet. There are articles in papers which give general tips about how to be progressively solid yet additionally stories which advise individuals to do standard registration for disease. The way that media is available and instructs individuals may be a piece of the motivation behind why present day individuals live more. The way that media is boundless adds to the way that it can't be constrained by a solitary power. The media carries various perspectives to people in general and any individual who approaches the Internet can compose his own sentiment about the current issue. A couple of years back in Estonia there was a contention between two distinct nationalities the Estonians and the Russians. The contention was about various recorded suppositions and since training indicated that the two gatherings can't go to an understanding by talking things through, the Internet was a decent spot to discover various contentions on the two sides and smoothly go to an understanding. Media went about as an extension or arbiter between the different sides of contention. We can depend on the information we traverse the media when we have seen or heard the individual who has prompt contact with the current issue. Our insight must be dependable on the grounds that else we would be not able to have an advocated sentiment about various issues. A huge number of individuals viewed the appointment of Americas president. The TV helped them to build up a sentiment about the universes most influential man and depend on the way that he isn't made up or and all that they think about him is sticking with what they have perused from the papers. Other than the negative parts of the media it additionally has a great deal of positive elements. For instance it is effectively open, it mirrors a wide range of perspectives of various issues and it likewise presents to us the prompt understanding of the occasions as opposed to catching wind of them from another source. The media has numerous perspectives which merit commendation and which make our general public to be progressively majority rule and instructed.

Friday, August 21, 2020

Computer Forensics and Digital Investigation †MyAssignmenthelp

Question: Talk about the Computer Forensics and Digital Investigation. Answer: Presentation This investigation offers the data about crime scene investigation apparatuses of cell phone. The acquisition, the assessment, the safeguarding and the detailing, and assessment of cell gadget advanced proof. This information is identified with requirement of law and other sort of arraignment. This contextual analysis principally focuses on the highlights of cell phones which incorporates cell phones, cell phones and tablet and so on. This examination center to address the normal field which is researched by security worker of association and law arraignment agents including electronic advanced data dwelling on mobile phone and associated electronic media. This will drew in to achieve accessible guidance and ask seriously to issue pertinent to PDAs with regarded investigation and assessment. Strategies and procedure exist in this examination are the blend of best framework alongside the order where reference got from accessible legal standard. Its primary capacity is to educate edito rial manager regarding the distinctive information related with potential approaches to get to it from parts of measurable. Examination style are practice the assessment gathering can utilize, which need no criminological apparatuses of equipment and programming. The regular overwhelming practice are as per the following: Guarantee with versatile administrator if a portable is made sure about with verification system, for example, PIN, secret key, or other validation procedures including confirmation of data, the administrator might be ask about this information during an examination procedure. Investigation caught material Secret key might be uncovered by written in a slip and put close to the portable, at a work area framework need to synchronize mind cell gadget or with the administrator and it will discovered through visual assessment (Hoog, 2011). Encased with substance of UICC and a cell gadget is joined as PUK (PIN opening Key) which assists with reseting PIN. The vulnerabilities exist in gadget may abused like smirch assaults. This kind of assaults remembers extremely cautious research of the outside stage for contact screen telephones to recognize the use of ebb and flow signal lock. In the event that a GSM mobile phones is made sure about with UICC PIN, analyzer in this manner the ICCID will get from it and need to ask the PUK from the administration launcher and reset the secret word. A portion of the specialist organization elevates ability to remove the PUK by getting to the measure of PDAs where the specific endorser information to widespread sites work for this kind of standard. In future, the information procured by moving toward gadget producer. Wireless clients do lean toward poor pin to secure their gadget as 1-1-1-1, 0-0-0-0 or 1-2-3-4. This configuration isn't completely recommended attempt to open a gadget applying those mixes for different risk determinant. This may prompts steady loss of portable memory, license propelled security methods for instance PUK or PIN and starting damaging activity. Before applying the endeavors to opening a PDAs, it is proposed to think about the hour of endeavors left finished. Example must be viewed as where an analyz er may want to face this challenge. This is the main answer for data extraction. In nature, Digital proof is sensitive and it might be changed, broken, or obliterated by off base administration or examination. Assessment is best administration of an impersonation of the first proof. The first proof must be seized by a way which secure and safeguards the proof trustworthiness. The principle point of the assessment or investigation process is to refine and look at advanced proof. The extraction characterizes to the recovery of data from its media. Examination characterizes to the impression of gathered information and putting away it into a sensible and needful arrangement. Arrangement and assessment must be recorded all through the procedure of measurable proof administration. This will end with the advancement of a composed proclamation of the suggestion. The key standard of versatile measurable apply while deciding advanced proof. Different sort of media need different assessment model. Singular handling an examination of advanced proof must be rehearsed for this degree (Peterson Shenoi, 2012). When executing proof investigation, think about the accompanying stage: Create dynamic catalogs on free media to which proof archive and data can be found and refined. There is a two-different sort of extraction, for example, physical extraction and sensible extraction. The physical extraction level finds and reestablish the data over the physical drive without worry of record framework. The legitimate extraction level finds and reestablishes assets and data which is rely upon the introduced OS (working framework), applications and document framework. During the degree of physical extraction, the asset from the drive shows up at the physical stage uninterested of record framework exist on the drive. This may think about after strategies: looking through watchword, record cutting and refinement of the parcel table and new space on physical drive. Catchphrase search execution in the physical drive is needful to allow the inspector to refine the data which doesn't expected for by the document framework or OS. Document cutting usefulness of physical drive may assist with recouping and extricating needful record and asset which doesn't accepted for by the document framework or OS. Breaking down the structure of parcel can find the record framework exist and look at if the entire physical size of hard circle is considered for. During the degree of consistent extraction from drive is relies upon the document framework exist on the drive and it summons assets from such fields as working record, erased information, slack record and unallocated memory documents. Stage may incorporate the followings. Record framework information extraction is to reveal the element, for example, structure of catalog, asset properties, name of the document, date and time of the record, area and size of the document. Information end is the way toward finding and disregarding record through the connection of assessed hash esteems to confirmed qualities. Rebuilding of erased records Partition of encoded, secret word made sure about and packed asset record the board. Partition of record slack Partition of unallocated memory. Investigation of removed information Investigation is the arrangement of read the refined data to analyze the significance for the case. The model investigation is performed by time period, application and document, information covering up and proprietorship ownership. Examination may require an assessment of the gadget demand, looking and finding lawful expert for advanced proof, research diagnostic leads. Time allotment investigation is needful for looking at the occasions put on a framework. Two kind if strategies can be used are Checking the information and time stamps exist in the metadata of document framework for instance last adjusted, current got to or made to interface the record of enthusiasm for the time periods identified with the review. Checking the exist PC framework and application logs. These comprise with disappointment logs, establishment logs, security logs, association logs, and so on. Information concealing investigation Information will be secured with a framework. The assessment of information covering up is needful in finding and recuperating information and demonstrate data, purpose. Procedures included: Consolidating the asset headers to the separate augmentation of the document to find bungles Accomplishing the association with all secret word made sure about, scrambled document and packed compress record to demonstrate the endeavor to cover the asset structure unapproved clients. Steganography Accomplishing access to HPA (have secured territory). The presence of client found data with HPA may uncover attempt to cover information. Application and document investigation Gigantic record and projects found which comprise information identified with the assessment and offer mindfulness about the framework capacity and the client data (Tahiri, 2016). Result of the investigation uncover advance advances that require to be considered in the partition and assessment forms. Some model is thought of: Checking the name of the document for examples and pertinence. Breaking down the substance of the record Finding the number and sort of OS Relating the assets to the as of now introduced application. Study connection between the assets or records for instance contrasting history in the web with reserve document and mail document for email connections. Finding obscure assets types to assess their benefit to the assessment. Dissecting the default stockpiling area of the clients for application and structure of the record drive to investigations if the asset has been gathered in their other option or default area. Dissecting client setup settings of utilization. Knowledge of Digital Forensic There is a phrasing coordinated to set a clarification of advanced insight which incorporates information having the law arraignment and different divisions of examination and this will consolidate through measurable assessment and activity of computerized stockpiling. Knowledge of Digital criminological will worn from the exercises of insight and through the ordinary assessment where the knowledge reestablish in databases. In any case, increasingly number of models related with knowledge database alongside this sort of legal area for the object of UK NDNAD (National DNA Database), IDENT1 which is known as National Fingerprint database of UK and the IAFIS called as USA Integrated Automated Fingerprint Identification framework. The accompanying databases are speaks to the examination among proof and insight. It doesn't having proof yet it will share compelling answer for computerized wrongdoings that has not uncover at the specific time frame that comparable access were join with the database. Criminological Tool Capabilities Criminological instruments are utilized to deal with the ordinary examination of cases requires by dispatch a vas

Tuesday, August 4, 2020

How to Conduct a Profit Margin Analysis

How to Conduct a Profit Margin Analysis Profitability is one of the key aspects that business managers, investors and other stakeholders look into in order to assess whether a business is successful or not. A company that is profitable will be able to pay its liabilities as they fall due. Profitable companies are also capable of distributing dividends to investors.For many, if a company is not making any profit in the long-term, it would be better to halt operations altogether. Naturally, investors will also avoid that company like a plague, since there is no chance that they will get a return on their investment. Even banks and financial institutions will not even think about lending money to a business that is not making any profit, for fear that it won’t be able to meet its payments as they fall due.There are many ways to assess a company’s profitability; and there are many tools that are available to conduct profitability tests. One of them â€" and quite probably the most popular one â€" is by looking at the compan y’s profit margin, or the percentage of profit out of total sales or receipts of the company for a given period or operating cycle. © Shutterstock.com | Rawpixel.comIn this article, you will learn several things about 1) the profit margin  and 2) conducting profit margin analysis.THE PROFIT MARGINThe profit margin is one of the most commonly used and most reliable indicators of profitability of a company. Investors are particularly interested to see how the management of a company is able to generate revenue, manage its costs and expenses, and generate profits over time. It is essentially a reflection on how efficient the business is in using its resources in its operations.The main financial statement that will be used in profit margin analysis is the income statement, an example of which is shown below. The amounts are in thousands of dollars.Sales / Receipts700Less: Sales discounts, returns and allowances-35Net Sales665Less: Cost of sales-355Gross Profit345Less: Operating costs and expenses-220Operating Profit125Less: Interest and Taxes38Net Profit87Sales or Receipts refer to the gross earnings or receipts of the business from the sale of its products and services.Sales discounts are reductions in the price of a product or service, usually in exchange of early payment by the buyer or purchaser. These are presented as deductions from the gross sales.Sales allowances are reductions in the price of a product or service, mainly due to problems with the product or the service. It could be a problem in the quality of the product, or delays in the delivery or shipment. These allowances are deductions of Gross Sales.Sales returns are product items or merchandise physically returned or sent back to the seller by the buyer, due to various reasons, ranging from defects, delayed shipping, and errors in the product, as well as errors in the quantity of merchandise ordered and delivered. These are deducted from the Gross Sales.Net sales is the total sales or revenue, less the sales allowances, discounts, or returns.Cost of sales (also cost of goods sold, or cost of service) refers to the costs direct ly attributed to the products or services being sold, such as the purchase price from suppliers (in a retail or merchandising concern) and direct labor, direct or raw materials, and manufacturing overhead (in a manufacturing concern).Gross profit or gross income (also gross margin) is the measurement of the profit made from the company’s cost of sales. This income is primarily used in activities that are aimed at revenue generation in the future, such as marketing, advertising, and research and development.Operating costs and expenses (also Selling, General and Administrative costs or expenses) include all expenses of the company used in all its selling, general, and administrative activities.Selling expenses refer to the costs directly and indirectly related to the sale of a product or service, such as costs of advertising, packaging, warehousing, salaries of salespeople, communication expenses of sales staff, rental fee of sales facility, and delivery or postal costs of bringing the products to customers.General and administrative expenses refer to all other expenses that are not related to the sales activity of the business, such as the rent of administrative office, salaries of the company president and all non-sales personnel, and telephone costs used in the administrative office.Operating profit or operating income (also operating margin) refers to the earnings of the company from operations, before the deduction of interest and applicable taxes, against its gross sales or receipts.Interests and taxes or, more specifically ‘interest expense’ and ‘income tax expense’ are the regulatory and mandatory fees that are not related to operations. Interest, after all, is a finance cost, and taxes are imposed by the government, so the company is bound to pay it regardless of the results of its operations.Net profit or net income (also net margin) is said to be the “bottom line” of the company. Not only does it exclude all operating costs and expenses , it also deducts the interest and taxes that the company has to pay with regards to its sales.Most often used profit marginsThere are three key profit margin percentages that analysts focus on when evaluating a company’s profitability. For purposes of discussion of the three, let us use the sample income statement shown above.Gross Profit MarginThis is the percentage of the company’s gross profit or gross margin against its cost of sales. Its purpose is to evaluate the pricing of the products relative to the cost of sales.Gross Profit Margin     =     Gross Profit / Gross SalesChanges in gross profit can be caused by changes in sales prices, unit volume of products sold, the product mix, purchase price of inventory for sale, the amount or volume of direct materials used, the labor rates, and amount and usage of overhead.The computed Gross Profit Margin is 49.3% (= 345,000 / 700,000). This means that for every $100,000 of sales, the company has a gross profit of $49,300.Oper ating Profit MarginUnlike the gross profit margin, the Operating Profit Margin also deducts the operating costs and expenses of the company, except interest expenses, income taxes, interest income, and any gain or loss on sale of capital assets. This is why it is also referred to as “earnings before interest and taxes” or EBIT.Its purpose is to assess the impact of the selling, general, and administrative costs and expenses of the business, and how it figures in the ability of the company to earn from its operations.Operating Profit Margin     =     Operating Profit / Gross SalesThe operating profit margin equaly  17.9% (= 125,000 / 700,000).Net Profit Margin This is the ratio of earnings left after all costs and expenses have been deducted from gross Sales or gross Receipts. It answers the question: how much, out of every dollar sales, is a company actually earning?Net Profit Margin     =     Net Profit / Gross SalesIn the example above, the Net Profit Margin is 12.4% ( = 87,000 / 700,000). It basically means that, for every $1.00 sold, the company is earning a profit of $0.124.CONDUCTING PROFIT MARGIN ANALYSISSignificanceProfit margin analysis is often performed in a single company over a period of time, say for 5 to 10 consecutive years, to see how the company is growing in terms of sales, costs and profit. Similarly, profit margin may also be performed to compare two or more companies within the same industry, in order to see which company is performing better.Some also perform profit margin analysis where the profit margin of a company is compared to an industry standard, which is derived from collected industry statistics. This is to see whether the company remains competitive in the industry or not.From the point of view of investors, it is easy to see why they would rely on profit margin analysis: they want to make sure that they are putting their money on companies that are sure to earn enough profits so they can have a return on their inve stments. However, from the point of view of management, there are many reasons why profit margin analysis is important.Profit margin analysis serves as a guide in making pricing decisions.Profit margin analysis enables management to identify weak areas, such as hemorrhaging costs and ineffective revenue generation activities.Profit margin analysis between companies will help management to see where the competitor is doing things right and where it is doing things wrong.Profit margin analysis will show whether the company is able to match or beat industry standards, giving it competitive advantage.Management can also use profit margin analysis as a warning device. For example, if the profit margin is low or on a decline over a specific period, it could mean that the profitability of the company is not all that secure. This can be seen as a foretelling that it could decline even further until the company incurs a loss. Management will then have to take action before that happens.Impli cations and limitationsFor some, it would appear that the only figure that matters in profit margin analysis is the bottom line, or the final percentage or ratio that has been calculated. However, there are a lot of variables involved that must be considered, instead of focusing on just that single percentage.For example, it is possible that a company is able to maintain a high profit margin for five consecutive years. In fact, the final profit ratio is even increasing as the years went by. However, if you look beyond that final figure, you will realize that the costs have also increased exponentially over the years, while increase in sales is gradual.The profit margin has several implications, but all of them are tied to the quality of decisions that are made by management and how those decisions are implemented.Gross profit marginThis margin is an indicator of the efficiency of the management in using labor, raw materials, and overhead in the production or manufacturing process.Ex tended or continuous decline of the gross profit margin can be caused by the following:Poor pricing decisions. It is possible that the company is pricing the products too low. The company will then look into adjusting its selling prices appropriately.Mismanagement of labor costs and raw materials. The company often does not have full control of the trend of labor costs and the price of raw materials. If left unchecked, the labor costs and raw materials costs may continue to rise and eating up much of the gross income that the company is earning from its sales. This requires vigilance on the part of the company, for it to revisit its price-setting procedures every now and then to see if they can adjust the selling price accordingly.Operating profit marginThis profit margin is an indicator of management’s success in its revenue generation activities and campaigns. Usually, profit margin analysis starts with getting the gross profit margin. If it is too low, it follows that the opera ting profit margin is also very low, since there is no way that the business will gain a sizable profit, not even if the business managed to keep its operating costs low.Low operating profit margin could mean that:Operating costs and expenses have increased while sales have decreased or remained the same.Operating costs and expenses have remained the same, but sales have decreased.Operating costs and expenses have decreased, but sales have also decreased by a greater amount.If a company shows high operating margins, it could mean that:The company has effective price controls. Even if the costs increase, management is able to adjust the selling prices accordingly.The company is good at growing its sales while keeping its operating costs low or steady.Movement of the operating profit margin will urge management to review its cost management procedures: identify the causes of inefficiency and fix them, and review its pricing policies if they have to be revised.Net profit marginCompanie s usually prefer to have high net profit margin or return on sales ratio, since this presents it to be a company that can cope very well in case of unexpected downturns in the industry or economy. Unlike the gross profit margin and the operating profit margin, the net profit margin takes into account the taxes as well as finance costs.A higher net profit means a bigger “cushion” in case the business experiences a drop.High net profit margin indicates correct pricing of products and services.High net profit margin is also an indicator that management exercises good control of its costs and expenses.Meanwhile, having a low net profit margin could be because:Sales have increased but operating costs and expenses, as well as interests and taxes, have also increased much faster than revenue.Sales decreased while costs, interests and taxes remained the same or increased.Sales remained constant while costs, interests and taxes have greatly increased.There is a general consensus that, if your business has a net profit margin that is 10% or higher, you are doing very well. However, there are a lot of factors at play here, such as the industry that the business belongs to, the structure of the business, and the current state of the economy.It is also possible that the company has undergone circumstances that led to the increase of decrease of its profit margins. Some of the usual events that could bring about these movements include restructuring of debt or a redesign of the product mix or product line.Taking industry norms into account, it would not be entirely correct to assume that, if the business registers higher profit margins, it is doing better than the rest of the industry. Meanwhile, if the industry is doing well, and it is just the company that is suffering from low margins, it is time for management to sit up, pay attention and take action. If the trend of your company’s profit margin is in line with that of the industry as a whole â€" meaning, both are going down or both are going up â€" it means that it is not just your business that is affected by certain changes or events in the industry.When it comes to evaluating a company’s financial performance, profit margin analysis is certainly a very effective tool. However, be careful not to take everything at face value, drawing your conclusions just by looking at the final profit margin or profit percentage that you were able to calculate. You still have to look into the reasons for the increase or decrease in order to get a clearer, better, and more accurate picture of the business’ profitability and overall financial performance.Profit margin analysis focuses solely on a company’s profitability and financial performance; it does not tell the whole story. There are other financial ratios and tools that you may use in order to assess other aspects of the company’s growth and competitiveness.

Monday, June 22, 2020

7 Strategies for Success on the New ACT Essay

As the Director of Curriculum at Compass, I have specific advice that I would offer to students preparing to take the new ACT Essay: #1 Breathe Seriously. Just breathe. You can do this. #2 Take 10 Minutes to Pre-Write The ACT has added 10 minutes to the Writing Test. Given the complexity of this new assignment, the extended time suggests that the test writers believe you should be spending those 10 minutes pre-writing. When most students face a ticking clock, they begin writing their essays immediately. This results in what is often referred to as â€Å"throat-clearing† introductions that basically restate the prompt, sometimes in different words, but often in nearly identical phrasing. Set yourself up to wow your reader with your introduction by taking the full ten minutes to pre-write. #3 Create a System of Analysis If you ask most people what it means to analyze, they’ll tell you it means to break a thing into its parts. But how do you actually do that? Try asking the following four questions when you read each perspective: Who might hold this perspective? Why would they hold it? What if we all held this perspective? What is one weakness or strength of this perspective? Suddenly, the vague idea of â€Å"analysis† is concretized into a system of questions that you can apply to each perspective: Who? Why? What if†¦? Strength or weakness?   #4 Write Down Notes As you ask these questions about each perspective, you need to jot down your thoughts. This serves two purposes: it frees up your short-term memory (which is crucial toward the end of a 4-hour test) and it streamlines outlining. When you make notes for these questions, they will serve as the outline of your body paragraphs. #5 Use the Word I Did your high school English teacher tell you to never use â€Å"I† in your essay? He or she was probably trying to wean your class from using phrases like â€Å"I think† and â€Å"I believe,† which many believe weaken writing. College writing classes are increasingly embracing students’ usage of â€Å"I,† and in an assignment like this one, where you’re asked to describe the relationships between perspectives, clarity is often achieved through â€Å"I.† It would be nearly impossible to use your personal experience to support your ideas if you couldn’t use â€Å"I.† #6 Sell Your Examples with Details Though the essay has shifted away from pro-versus-con argumentation, it should still be persuasive. Specific details not only show the value of your position but also make your essay more interesting to read. Try to support every statement you make with a concrete example from your studies or life. Let’s use the artificial intelligence (AI) prompt cited in our complementary post about the New ACT Essay. One of the three perspectives on the proliferation of technology argues that technological advances minimize authentic human interaction. If you agree with this perspective, a general statement like â€Å"technology robs us of our humanity† is less potent than a real-life anecdote. The high-scoring student might include a story about attempting to have lunch with friends while being interrupted by chirping cell phones and text messages. #7 Power Pose If you haven’t yet watched Professor Amy Cuddy’s TED talk on power posing, do it now. I’ll wait. Finished? Excellent! Her mantra—â€Å"Fake it ‘til you ARE it†Ã¢â‚¬â€is absolutely applicable to the ACT Essay Test. Pretending to be a person who knows about the topic can help if your heart starts pounding when you read a writing assignment on a topic you don’t know much about. You’ll find that as you analyze, you will start to develop an opinion on the topic. Sometimes, the strongest rhetorical position you can take is to admit ignorance. This can be hard because the classroom has trained you to provide clear answers. Paradoxically, acknowledging the limits of your own experience can give your writing credibility. So by all means, write with authority when you analyze the given perspectives, but when it comes to your own position, it’s okay to say, â€Å"there may not be a solution† or even, â€Å"maybe we can’t bridge these divides.† If these issues were easily solvable, we wouldn’t still be talking about them. The ACT knows that, and if you recognize it in your writing, you’ll be adding the complexity that readers reward. Scoring The ACT has changed not only the assignment but also the scoring of the essay. Whereas the old essay was scored holistically on a 1–6 scale, the new essay is scored in four separate domains: Ideas and Analysis, Development and Support, Organization, and Language Use. It can be helpful to think of the first two areas as addressing content and the second two areas as addressing form. Two readers will each score each domain on a scale of 1–6; each domain score will be the sum of those two readers’ scores. For a look at the new scoring rubric, visit the ACT’s website. The Writing Test is not included in the composite score. The ACT will take the sum of the four domain scores and calculate a scaled Writing Test score in the traditional 1–36 range. The ACT will present students with three sets of scores: the domain scores, a scaled Writing Test score, and an English Language Arts score (the average of the English, Reading, and Writing Test scores). More Information For further information about the new ACT Essay, how the new assignment differs from its predecessor, and ACT’s rationale behind the change, check out our recent blog post. As always, our team of directors is ready to answer any of your questions regarding college admission testing and preparation. We are also happy to sign up students for full-length proctored practice tests with the updated ACT Essay. There is no better method of preparation than taking full-length practice tests – click here to find out why.

Saturday, May 23, 2020

7 Points That Your Professional Resume Should and Should NOT Have

Having a great professional resume is perhaps one of the most important things you will need. It will either set you up for failure or success before even walking into an interview. The following points will help you to be the latter! You Should: 1.  Ã‚   Be Precise Get to the point, make it simple, and don’t be long-winded. 2.  Ã‚   Use Bullet Points When Practical You should use bullet points when outlining previous job details and for other parts where you can be more concise. 3.  Ã‚   Use a Resume Template Give your resume a more professional look by using a modern template. The layout of the resume is often the first impression. 4.  Ã‚   Tailor It Make sure your resume reflects a response to the specific job listing you are answering. 5.  Ã‚   Have a Clear Header Recruiters and interviewers need to know your name, but more importantly, they need to know how to contact you. Make it easy for them. 6.  Ã‚   Add a Cover Letter In addition to tailoring the resume, adding a cover letter for that specific job will definitely help you stand out. 7.  Ã‚   Describe Accomplishments Instead of Responsibilities Responsibilities of past jobs were things you were supposed to do and can be found in any job description. Instead, say how you did them. You Should NOT: 1.  Ã‚   Be Too General Being general will not help you stand out from the rest. It will only tell the employer that you are as the next man. 2.  Ã‚   Have Inaccurate Information False information in your resume can be a felony depending on what it is. Even if it’s a small lie, if you are caught you will be fired. It’s always better to be honest and real. 3.  Ã‚   Spelling and Grammar Errors These errors won’t get you anywhere except for the not interviewing pile. Edit carefully! 4.  Ã‚   Use Fancy Fonts and Different Colors You have to stand out but in a good way. Using crazy fonts and bright colors will get you noticed, but not in the way you want. Better stick to Times New Roman or Cambria. 5.  Ã‚   Make It More Than One Page Although every country is different, if you are writing in the US style, limit your resume to one page. A resume is to show what you have done, not to tell your life story. 6.  Ã‚   Sound Too Generic Using tons of keywords and phrases that everyone else does to make themselves sound more professional doesn’t describe who you really are and what you are capable of. 7.  Ã‚   Include Irrelevant Information The last thing the human resources department wants to know or cares about are things that have nothing to do with the job you are trying to get. Keep the extras to yourself or share them with your new colleagues after you have gotten the job. Job searching and going through interviews is stressful and hard work. We wish you the best of luck on your journey to finding something you truly love. Using these do’s and don’ts will help to get you there, so don’t ignore them.

Monday, May 18, 2020

The Killer Angels By Michael Shaara - 1947 Words

The Battle of Gettysburg brought the dueling North and South together to the small town of Gettysburg and on the threshold of splitting the Union. Gettysburg was as close as the United States got to Armageddon and The Killer Angels gives this full day-to-day account of the battle that shaped America’s future. Michael Shaara author of â€Å"The Killer Angels,† tells the story of the Battle of Gettysburg through the eyes of generals Robert E. Lee, Joshua Chamberlain, James Longstreet, and John Buford, and the other men involved in the action of the battle. The historical account of the Battle of Gettysburg gives the reader a chance to experience the battle personally and not the history book manner taught in schools. The feelings and inner-thoughts of each General and the conditions of the battle are seen, heard, and felt by the reader in the historical account. Shaara takes historical license with letters, the words of the men, and documents written during the four helli sh days of the battle. Shaara also avoids historical opinion and provides his own opinion towards the Civil War and the people. The Killer Angels is centered on the period between June 30, 1963 when both the Union and the Confederacy soldiers prepare for battle around the town of Gettysburg and the 1st to 3rd of July 1973 when the battle takes place. The novel commences with Harrison, Longstreet s spy gathering information on the movement and positioning of the Federal soldiers. Each day in the novel is narratedShow MoreRelatedThe Killer Angels By Michael Shaara1634 Words   |  7 PagesPulitzer Prize-winning author Michael Shaara, the author of The Killer Angels, was born on June 23, 1928 in Jersey City, New Jersey. He was an author of science fiction, sports fiction, and historical fiction. Although writing was his passion, Shaara was very athletically successful in high school, winning more awards than any other student in the history of the school for sports such as basketball, track and baseball. He acquired a skill in boxing, and of the 18 matches Shaara fought as a young man, heRead MoreThe Killer Ang els By Michael Shaara1290 Words   |  6 Pages The Killer Angels Essay â€Å"There is no honorable way to kill, no gentle way to destroy. There is nothing good in war. Except its ending.† Stated by Abraham Lincoln, this quote embodies the essence of war, its tragic character and unfortunate occasional necessity. Accordingly, the outcome of war and its battles is often determined by the attitudes of the leaders of the opposing sides, including their causes for the willingness to fight and to be fought. Such was the case with the Battle of GettysburgRead MoreThe Killer Angels By Michael Shaara1521 Words   |  7 PagesThe book The Killer Angels was published in 1975 by the Ballatine Booksand was written by Michael Shaara. The Killer Angels is a historic novel about the time of the American Civil War, more specifically The Battle of Gettysburg. Shaara wrote this historical masterpiece with the sole purpose of letting the reader know exactly how the war was for the men actually putting their lives on the line to get this great country of America to the stature it is today. In order to accomplish his goal of creatingRead MoreThe Killer Angel By Michael Shaara1248 Words   |  5 Pages The Killer Angel is a book elaborating on the history of the American civil war authored by Michael Shaara. The book has gained popularity among American citizens as it covers one of the deadliest battles in American history that took place at Gettysburg, Pennsylvania, hence the title of the battle of Gettysburg (Shaara 5). The crash involved two major groups, the Confederacy, and the Union. The Confederacy constituted of seven secessionist states from the South who advocated forRead MoreKiller Angels By Michael Shaara850 Words   |  4 Pages In the Pulitzer Prize winning civil war novel Killer Angels, Michael Shaara covers five days of the historic battle between the Northern and Southern United States at Gettysburg. Both the North and the South fought for freedom, although they did not have equivalent definitions of freedom. The North and the South were unwavering in their beliefs and their hope for a better United States, but what the two butted heads the most on was slavery. The South was a primarily agrarian region which reliedRead MoreThe Killer Angels By Michael Shaara1117 Words   |  5 Pages Michael Shaara’s 1974 historical novel, The Killer Angels, covers the story of the four days of the Battle of Gettysburg that also features maps for visualization. The format of the story is well organized. It begins with a Foreword, which describes in great detail the armies and soldiers involved in the battle. It follows up with four sections and within each section there are chapters that are written in chronological order, covering the events between Monday, June 29, 1863 and Friday, July 3Read MoreThe Killer Angels By Michael Shaara Essay1255 Words   |  6 Pages In the novel The Killer Angels by Michael Shaara, the story is told from the perspective of the men that fought in the war of Gettysburg in Pennsylvania on July 1863. We are able to see both sides of the combatants, their struggles they faced, friendships acquired, losses, personal stories and their views. In history we only learn the superficial information of how it occurred in the battle and the outcome of it, but we do not know how it happened and how much effort it took to fight in thatRead MoreThe Killer Angels By Michael Shaara1123 Words   |  5 PagesThe Killer Angels Novel written by Michael Shaara describes the Gettysburg battle from the perspective of Robert E. Lee, James Longstreet, various soldiers from both sides, and other men who fought in the battle. This author makes the reader go back in time and actually makes the reader depict the circumstances, and situations that soldiers and generals faced. This Novel makes the reader know that both sides were eager to win, and bring this bloodshed to an end. This amazing Novel shows how neighborRead MoreThe Killer Angels By Michael Shaara852 Words   |  4 PagesThe Killer Angels by Michael Shaara was not just a fiction novel, it was a story of a man who actually saw the battlefield of Gettysburg and learned about the battle and its importance. When he returned from the battle sight he decided to write a novel based on his experience there. Instead of creating fictional characters he used the names and experiences he had directly with the main characters of the novel. Not only did Shaara study and review letters, documents and journal enteries of the menRead MoreThe Killer Angels By Michael Shaara1206 Words   |  5 PagesShawn Gacy American Lit. Mrs. Moyer September 11, 2015 Summer Reading The book I chose to read over the summer was the book The Killer Angels, by Michael Shaara. The Killer Angels tells the story of the Battle of Gettysburg. On July 1, 1863, the Confederate army, and the Union army, fought the largest battle of the American Civil War. When the battle ended, fifty one thousand men were KIA (Killed In Action), wounded, or MIA (Missing in Action). All the characters in this book are based

Monday, May 11, 2020

Negative Effects Of The Industrial Revolution - 923 Words

Englands previous success from the Agricultural Revolution gave leeway to the Industrial Revolution of the seventeenth and eighteenth hundreds. Previous landowners and investors of the Agricultural Revolution were able to start or participate Corporations and Businesses to seek great profit. New machinery and technological innovations were frequent due to the demand for faster, more efficient technology. Working class families, who were arguably the sole reason for the grand success of the Industrial Revolution, moved from their farms into crowded and dirty urban towns to work long hours in harsh factories for little pay in hopes of one day living a decent life, while the middle class gained many luxuries and lived lavish lifestyles†¦show more content†¦All these advancements in technology were arguably the best effects of the Industrial Revolution, everything seemingly was becoming increasingly larger, faster, and generally improved upon. The workers of the Industrial Revolution endured the worst of the Industrial Revolution and received the least care and appreciation, not only was there a large chance of being crushed by the machine you worked on for 16 hours a day, dirty and unforgiving work spaces led to both the destruction of a workers body physically and internally. For example, in a heartbreaking testimony by factory worker Joseph Hebergam, not only severely damaged his lungs and bones from overwork, lack of nutrition, and dust in factories, but also witnessed kids wounded and even crushed by factory machines (including his own brother) because of uncovered machinery. In addition to Joseph Hebergrams testimony, William Cooper testified against the strenuous working hours in factories, Joseph claimed they worked 16 hours a day (that is two thirds of an ENTIRE day) with one 45 minute break, if workers were to slow down in pace they were whipped. Lastly, still referring from 28 year old (who worked from age 10 ) William Coopers testimony, mentioned that he never learned to write and receive proper education due to long working hours which occupied most of his life. In any point of view, there is no justification for the way workers of the Industrial Revolution were treated, andShow MoreRelatedNegative Effects Of The Industrial Revolution1665 Words   |  7 Pages Many repercussions happened as a result of the Industrial Age. Technological advances are most often seen as â€Å"good† for society’s progress in being â€Å"successful†, but often there are advances that can hinder the lives of the peoples in these societies. During the Industrial Age (1750-1900), there were a plethora of new inventions and technologies that were produced. The revolution was seen around the world and helped many nations with economic growth. The British had a large growth in steam poweredRead MoreNegative Effects Of The Industrial Revolution840 Words   |  4 Pages The Industrial Revolution had a negative impact on nations. Some reasons to support my claim is that factories had a big effect on children, it also impacted women and their wages and the environment. The Industrial Revolution had a negative effect on the children and women, and the reason it had a negative effect was that there were bad conditions that the children and women lived and worked in. The conditions that the children had to work under were horrible, which led to illnesses and diseasesRead MoreNegative Effects Of The Industrial Revolution1173 Words   |  5 Pagesimportant time periods in the world was the Industrial Revolution. It’s been largely thought that it was one of the most influential times that advanced mankind into the future. Although the revolution did help mankind advance tenfold, it came with slow acting but tremendous consequences. Many artists, writers, and politicians caught on to these problems and expressed them through paintings, writings, and movements. The Revolution was more of a negative impact because of the pollution, unfair workingRead MoreThe Negative Effects Of The Industrial Revolution948 Words   |  4 PagesAnokhi Ladhani Industrial Revolution Essay The Industrial Revolution which began in Britain in 1750 because the earliest inventors and engineers were from Britain. With the Industrial Revolution, urban societies grew. This caused people to work in factories instead of on their farms. They began to work for the same amount of time every day and used machinery instead of making things by hand. This allowed goods to be mass produced cheaply and efficiently. In short the Industrial Revolution was a dramaticRead MoreNegative Effects Of The Industrial Revolution710 Words   |  3 Pagesgoods. This time was called the Industrial Revolution, where farms were being replaced for factories and technological advancements that would change the way of living for everyone. As with all significant events in history, there were positive and negative impacts that the Industrial Revolution had on the world. Despite all the technological advancements that were made during this time that brought economic prosperity to all, the Industrial Revolut ion has negative impacts that shaped our societyRead MorePositive and Negative Effects of the Industrial Revolution1144 Words   |  5 PagesPositive and Negative Impacts of the Industrial Revolution   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚     The Industrial Revolution was a change in the mid-18th  century from small scale, domestic production of goods to machine-based, mass production of goods. It is usually thought of as having mostly or only positive impacts on Europe. Although the revolution did have many positive impacts, it had its fair share of negative impacts as well. Some of the positive outcomes included the overall increase in production and value ofRead MoreThe Positive and Negative effects of the Industrial Revolution752 Words   |  4 PagesPositive and Negative effects of the Industrial Revolution The Industrial Revolution had many positive and negative impacts on society. The positive include cheaper clothes, more job opportunities, and improvement in transportation. And the negative would include exploitation of women and children, workers work long hours and environmental damages. These are just a few that I believe had an impact on the Industrial Revolution. England was an ideal place for the Industrial Revolution to begin.Read MorePositive and Negative Effects of Industrial Revolution Essay1043 Words   |  5 PagesPositive and Negative Effects of Industrial Revolution The Industrial Revolution began in England in the late 1700’s. The Industrial Revolution was a time of new inventions, products, and methods of work. The results of the Industrial Revolution led to many short and long-term positive and negative effects. These results have been assessed from many viewpoints such as the factory workers, the factory owners, the government, and other people who observed the conditions in industrial cities. Read MoreEffects Of The Industrial Revolution On America And England982 Words   |  4 PagesAs Stephen Gardiner once said, â€Å"The industrial revolution was another one of those extraordinary jumps forward in the story of civilization.† The Industrial Revolution was in fact an extraordinary jump in the development of the U.S. It created a foundation for what the U.S is today socially, economically, and politically. The Industrial Revolution played a major role in the industrialization and modernization and still has effects to this day. These effects lead to more trade, better transportationRead MoreThe Positives And Cons Of The Industrial Revolution835 Words   |  4 PagesIs the Industrial Revolution as Good as We Think It Is? Bill Gates once said, â€Å"If you go back to 1800, everybody was poor. I mean everybody. The Industrial Revolution kicked in, and a lot of countries benefited, but by no means everyone.† The Industrial Revolution was a period in the 18th century led by Great Britain that had a major influence in agriculture, scientific studies, manufacturing, and transportation. As said by Bill Gates, even though the Industrial Revolution benefited many parties

Wednesday, May 6, 2020

Personal Statements For A Professional Advisers - 1634 Words

In addition, we may disclose your personal information to: †¢ your authorised representatives or your professional advisers (e.g. when requested by you to do so); †¢ CRBs (see ‘Sharing with CBRs’ below); †¢ fraud-checking agencies; †¢ credit providers (for credit related purposes such as credit-worthiness, credit rating, credit provision and financing); †¢ Australian Banks, non-bank lenders and providers of credit, financial or insurance services; †¢ our related bodies corporate; †¢ our professional advisers, including our accountants, auditors and lawyers; †¢ other comparison sites, mortgage brokers or providers of investment, financial or credit where it is legal for us to do so; †¢ government and regulatory authorities and other organisations under which we are governed, such as ASIC and other bodies as required or authorised by law; and †¢ organisations who manage our business, marketing and corporate strategies. Some of the above external organisations and entities may be located outside of Australia. Transfer of information overseas We currently run our business in Australia but this may be expended to other countries and overseas. We will provide a list of these countries by updating this document. We may need to share some of your information (including credit information) with organisations outside Australia. You should note that while they will often be subject to confidentiality or privacy obligations, they may not always follow the particular requirements ofShow MoreRelatedHigh School Students : A Interview At Alain Leroy Locke1616 Words   |  7 PagesCollege Adviser, placed through USC, at Diego Rivera Learning Complex. While the first interview was conducted on site at Locke, the second interview was conducted on campus at USC. For both interviews, I came equipped with my questions already printed out and ready for me to write my interviewees responses down. In discussing the challenges that both the counselor and adviser experience in terms of learning, it is important to first understand the population of students that both professionals workRead MoreHigh School Students : A Interview At Alain Leroy Locke1615 Words   |  7 PagesCollege Adviser, placed through USC, at Diego Rivera Learning Complex. While the first interview was conducted on site at Locke, the second interview was conducted on campus at USC. For both interviews, I came equipped with my questions already printed out and ready for me to write my interviewees responses down. In discussing the challenges that both the counselor and adviser experience in terms of learning, it is important to first understand the population of students that both professionals workRead MoreKappa Organizational Structure1367 Words   |  6 PagesHistory †¢ Standards From the moment Kappa begins exploring a potential new chapter, we reach out to alumnae in surrounding areas to assess interest in serving as advisers. We know how critical a positive relationship between students and our supporting alumnae is to the success of a new chapter. We want you to be confident in our statement that highly qualified, dedicated women who are excited about the prospect of re-establishing a chapter at Adelphi are ready to get started and support members fromRead MoreAnalyzing Active Listening Skills. Essay1127 Words   |  5 Pagesin these practical sessions. Even though the students in these listening skills sessions were supposed to work in mock therapeutic session, it was made clear that these exercises did not provide the necessary training for the students to become professional counsellors. Nevertheless this does not mean that these practices were not helpful. We were provided the possibility to gain a better and newer understanding of the subject by practicing our listening skills and conducting these practical exercisesRead MoreChallenges For Accounting And Finance Professionals969 Words   |  4 PagesMariella Barcelo GB212 Professor Clarkson Evening Event Assignment Challenges for Accounting and Finance Professionals Case Questions – Olympus 1. Why is the Olympus case considered to be as much about corporate governance as it is about accounting fraud? This particular case is considered to be as much about corporate governance as it is about accounting fraud because it comprised a corrupt system that existed in the company and involved senior management (including the board of directors) forRead MoreThe Contributions Of Michael Martin Essay987 Words   |  4 PagesStatement of Michael Martin’s Professional Contributions to The University of Wisconsin - River Falls and the College of Education and Professional Studies. Reflecting on the past nineteen years I have been privileged to work with outstanding students, faculty and colleagues at the University of Wisconsin River Falls. I am humbled and honored being nominated for the University of Wisconsin System, Board of Regents Academic Staff Excellence Award. I have been asked to highlight my professionalRead MorePosition Statement For Women In America1594 Words   |  7 PagesIn addition to the rotating two-hour program, we have a peer-led, 60-minute curriculum that can be facilitated by a chapter Education Chairman for an entire chapter as well as online Behind Happy Faces courses for advisers, alumnae and collegians who are interested in learning more. As part of our yearly chapter programming, Kappa offers members Not Anymore, an engaging online program facilitated by peers. Throughout the course, young women share their stories about difficult topics, including sexualRead MoreLeadership Essay1777 Words   |  8 Pagesfinancial support thro ugh our Rose McGill Grant program. Whether it’s scholarships, educational programs, or leadership development opportunities, Kappa is committed to enriching the lives of our members. In the end, Kappa is about people. We believe in personal development and helping others when they are in need. A partnership between LIU Post and Kappa will provide an opportunity for us to demonstrate our shared commitment to strengthening the local community and beyond. [headline] A legacy built onRead MorePersonal Statement : Academic Emphasis And Scholarship Programs Essay1292 Words   |  6 Pagesis required to maintain academic standards equal to or higher than the university or college all-sorority average. Therefore, the Kappa chapter at UCCS will be expected to meet or exceed a 3.18, the all-sorority average in spring 2016. Position Statement: Academic Excellence Kappa Kappa Gamma recognizes the value in striving for intellectual excellence and pursuing opportunities for self-growth. Each chapter is encouraged to foster scholastic excellence, actively support its members who encounterRead MoreHenry II And The 19th Century1264 Words   |  6 PagesTimes started to transform in the 12th and 13th century with how the government ran in England. Henry II was King at this time and had developed a government system where he had professionals work for him. These professionals had schooling and got paid salary by the King. The government was very institutionalized with royal officials administering both revenues and law. The king did not have to be present much, in place, he had his officials do administrative work and record keeping. The king traveled

Negotiation Strategy Analysis Vendor Negotiations Free Essays

Most businesses incorporate strong negotiation skills, especially within the purchasing department. A company must be able to negotiate with vendors to ensure they receive the best price available on items both used and consumed by the business; this also includes hardware and software considerations. Regardless of the industry, building vendor relationships are necessary. We will write a custom essay sample on Negotiation Strategy Analysis: Vendor Negotiations or any similar topic only for you Order Now The writer will look at vendor negotiations from two different perspectives with one common goal; negotiate the best contract for all parties. The writer will then compare and contrast the different negotiation strategies as they apply to the oil and gas industry. Vendor Negotiation Process The first article is about Mark Carbrey; Chief Information Officer (CIO) for a Massachusetts-based automotive service organization. His negotiation strategies allow up and coming team members to gain valuable experience with the negotiation process (Overby, 2010). He teaches his team to treat the vendors like a partner. He also teaches them to sort out what is important for the business, and to fact check with contacts that have similar contracts to ensure a fair market price from the vendor. Carbrey also stresses the importance of acquiring the support from the board of directors down (Overby, 2010). The second article takes a slightly different approach to vendor negotiations than the first article. Joe Auer, Founder, and president of International Computer Negotiations (ICN), has over 35 years experience helping technology users do better and safer deals with vendors (ICN, 2011). Auer believes that attitude toward contract negotiation is one of the most important issues the negotiator faces. Auer’s article is a bulleted list of the â€Å"best practices† a negotiator should adhere to during the negotiation process. He uses the analogy of a pilot with 20 years experience still uses a checklist before take-off. So too should a negotiator. He reminds the negotiator that a supplier often places untimely stress on himself by telling his boss, â€Å"the deal is done† before he has confirmation from the negotiator. Negotiators must use this to their advantage. He also shows that wording is subjective such as using the word preferred instead of needed. Auer states the negotiation process begins the first time information transfers to a potential vendor. He also states the negotiator gains or loses power with every succeeding transaction (Auer, 2011). Application to Work Environment The oil and gas industry is very competitive. Entry into the market is easy but sustainability is difficult. The organization plagued by many of the same issues in information technology that most industries face. Using negotiating strategies is crucial to ensuring the best contract is both functional and valuable. The first article gave sound advice for setting the groundwork of negotiation strategy but did not explain the common pitfalls inexperienced negotiators face. The second article gave a clear checklist that a negotiator can refer to at any point during the negotiation process. Conclusion Negotiation skills are a necessary part of today’s highly competitive marketplace. Building vendor relationships through the negotiation process is a delicate process. Although there is no one way to negotiate the best contract, one can incorporate the expertise of those with experience to develop the skills necessary to negotiate a fair market price with terms that meet the expectations of both parties. The two articles featured in this paper show very different perspectives with one common goal; to educate the reader with tools used in past negotiations. Reference http://www.reuters.com/article/2010/01/30/urnidgns002570f3005978d8852576ba00729ce-idUS345057569120100130?pageNumber=2 How to cite Negotiation Strategy Analysis: Vendor Negotiations, Essay examples

Coming to the New World Essay Example For Students

Coming to the New World Essay Coming to the New World was a major advancement in the lives of many Spanish, French, and English people between the years of 1942-1629. The migration effected the lives dramatically. They will come to see that in the coming years almost everything will change from religion to their types of settlement. The role of religion was very important, for it had an immense power over the European society. Christianity converted all of Europe including the Spanish, French, and English. Christian doctrine provided a common understanding of God. The church provided authority and discipline in the society. Every village had a church, which thought that Satan constantly challenged God by tempting people into evil. Christianity had played an important role in Portugal and Spain, but it divided Europe into Catholics and Protestants. A protestant rebellion in the Spanish Netherlands drained the wealth of the Spanish and gave resources to expand into North America and brought a new impact of European and Indian people. Over time, the Catholic Church had become very large and wealthy, controlling resources throughout Europe. In 1517, a German monk and professor, Martin Luther, sold indulgences. These were church certificates that pardoned a sinner from punishments in the afterlife. He was excommunicauhujuujjujjted by the pope and threatened with punishment by King Charles I of Spain. He was protected by a northern German princess and could not be arrested. After Luther, came a French theologian from Switzerland named John Calvin. He stressed omnipotence of God and the corruption of human nature. He preached the doctrine of predestination, the idea that God chose certain people for salvation even before they were born. He appeared to Christians and said to people that they needed a personal relationship with God. Calvin believed in a God that gave what he received and also that saintly people could change government. People started to believe on Prodesism and Calvinism; people believed in things that made sense to them. All these things together had an effect on the history of the United States, for these beliefs were brought over. Calvinists won over people all over Europe. The Huguenots in France adopted it, reformed churches in Holland and Belgium, and converted people in Scotland. Following Calvinism, Puritans banned several traditional religious rites, such as Holy Communion, focusing more on sermons and ethics. They also encouraged people to read the Bible, by this, promoting extensive literacy. Consequently, Puritan migrants carried these doctrines to America. Luthers challenge to Catholicism came just two weeks before Cortes conquered the Aztec empire, and the two events remained linked (Brody, 24). Spain became the wealthiest nation in Europe, for it had all the gold and silver from Mexico and Peru. It also made King Phillip II the most powerful ruler. Since religion played an important role, Phillip, and eager Catholic, tried to wipe out Protestantism in the Netherlan ds. In order to protect their Calvinist faith, the Dutch and Flemish revolted against Spain. Phillip planned to bring back Catholicism in England and then wipe out Calvinism in Holland, but he failed. He had spent so much of his American Gold on wars that by the time of his death, Spain was in serious economical turmoil. Meanwhile, English merchants promoted settlement in Virginia. fled first to the Dutch Republic, then to New England, and then to the West. Many people, English men and women, thought of the idea of migration to America to escape a new wave of religious conflict. King James I rejected more Puritan and Presbyterian reforms. James threatened to carry them out of the land. Radical Protestants took his word and Indies. The voyage was long but they remained driven by poverty and persecution and hope came along with the New World. The influence of religion in the conquest of the Americas played a very important role. The invasion of Europeans in the New World, religious co nversion threatened Indian people with the loss of their land, lives, and age-old cultures and traditions. The Spanish forced the Indians to convert to Catholicism and to wok by digging for gold. When Columbus first arrived in the America, he brought along all his beliefs. They should be good servants and of quick intelligence.and I

Thursday, April 30, 2020

Deluxe Corporation free essay sample

What should Singh recommend regarding: * Target bond rating * Level of flexibility * Mix of debt and equity * Other Issue As for what should Rajat Singh recommend regarding target bond rating, level of flexibility or reserves, mix of debt and equity and lastly any other issues. So, firstly look into the target bond rating, in our opinion DC needs to position itself to obtain a AAA rating. At AAA grade bond rating shows that AAA bond rating is higher in unused debt capacity so at AAA bonds rating Deluxe company has a lower unused debt capacity. So, that means if the shareholders start to sell, this company may not rebound since it is in a dying industry. The company will be an acquisition target by growing electronic payment companies because of the drops out of the premium ratings. For your information, for the level of flexibility is the amount of debt DC can take on before you lose the investment-grade bond rating. We will write a custom essay sample on Deluxe Corporation or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page Based on the financial analysis, the B level is where the cost jumps the most. There is a 26% increase in costs from a level BBB rating to a level BB. As for mix of debt and equity, DC is targeting an aggressive share buyback plan. They are increasing their equity in the company by reducing shares. But because of the future of the company, they will also need to take on debt. Based on the financial analysis, they are better off taking on debt. Debt is cheaper for DC. Cost of debt ranges between 5. 47% to 12%, and that does not even include the 38% tax shield. Cost of equity is more expensive, it ranges from 10. 25% to 14. 25%, and there is no tax shield. Cost of debt after the tax change ranges between 3. 39% to 7. 44%. Lastly, for other issue knows today is 12 years after the case, and DC is still in business. CONCLUSION As we know, prior to the 1990s, the  Deluxe  Corporation  (DC), the world’s largest printer of checks as well as a provider of electronic products and services to financial institutions and retail companies, was characterized as a generally stable, family oriented business. This relatively calm situation was unsettled in the 1980s by deregulation of the banking industry and changes in technology. Deluxe is forced to adopt a business model and implement strategic objectives to stay alive. Therefore, based on the all the calculation and explanations, we have finally fulfilled all the statement of problems. As for the foreseen financial requirement for the coming years, which back then was the year after 2001, it shows that DC needs additional financing for working capital, capital asset purchases, possible corporate acquisitions, repayment of short-term debt, interest payments on long-term debt, dividend payments to shareholders and possible stock buybacks depending on the state of the stock they own. Moving on as for the financial flexibility of Deluxe Corporation, it can be concluded that the debt level of DC seems to be not appropriate which is only 5. 71% from the total capital. As what it stated in Ehibit 8, DC could borrow more debt since it cost of debt (Kd) is lower than its cost of equity (Ke). Besides, the minimum WACC is obtained at bond rating AAA (9. 86%) and the same goes the optimum debt level for Deluxe would borrow which is USD 807. 50M again at bond rating AAA. From there, by maintaining bond rating AAA, it can be seen that the minimum interest or total cost that DC need to bear is only USD 83. 81M. In a nutshell, again, it shows that DC can generate its fund in its lowest cost if it maintains AAA bond rating because through that type of bond rating, DC can generate funds by paying minimum cost of capital, quickly reach the breakeven point and can easily gain profit after that. However, this company has to diversify its business in order to stay around in this business world.

Saturday, March 21, 2020

Free Essays on How To Be Saved

Romans 3:23-24 in the New International Version (NIV) of the Holy Bible tells us that â€Å"For all have sinned and fall short of the glory of God, and are justified freely by His grace through the redemption that came by Christ Jesus.† We are all sinners, and we all need justification. The Bible tells us this in many places, and most people believe that there is a right and a wrong. Therefore, if there is a right and a wrong, there must be a way to make the wrongs right again. Jesus provided the way to do this by dying on a cross. John 3:16 says, â€Å"For God so loved the world that He gave His only son, that whoever believes in him shall not perish, but have eternal life.† (NIV) So, one must believe, accept, and next, spend time with God. The most important part of the plan is probably the most simple. It requires only one thing, and that is to ask. â€Å"And everyone who calls on the name of the Lord will be saved†¦Ã¢â‚¬  (Joel 2:32). After asking, one should make a public declaration that they want to be saved, and follow the Lord. Baptism is what Jesus did, and he set an example for us to follow. Paul tells us in Acts 22:16, â€Å"And now, what are you waiting for? Get up, be baptized and wash your sins away, calling on his name.† The salvation plan is simple. It is clear, precise, and possible for most any to understand. Believe in God, repent, ask, and declare. There really isn’t anything that is difficult to understand, but yet it is hard for me to comprehend. Not the how, but why Jesus would do this for us. We killed him by nailing his hand to a tree. That has to hurt very badly. I don’t understand why someone would do this for me, and for the people that actually pierced his skin. We humans are terrible, and I would find if incredibly hard to die for anyone on this earth, but yet God died for the most terrible of people. I recently had an experience that helped me understand the whole salvation plan a... Free Essays on How To Be Saved Free Essays on How To Be Saved Romans 3:23-24 in the New International Version (NIV) of the Holy Bible tells us that â€Å"For all have sinned and fall short of the glory of God, and are justified freely by His grace through the redemption that came by Christ Jesus.† We are all sinners, and we all need justification. The Bible tells us this in many places, and most people believe that there is a right and a wrong. Therefore, if there is a right and a wrong, there must be a way to make the wrongs right again. Jesus provided the way to do this by dying on a cross. John 3:16 says, â€Å"For God so loved the world that He gave His only son, that whoever believes in him shall not perish, but have eternal life.† (NIV) So, one must believe, accept, and next, spend time with God. The most important part of the plan is probably the most simple. It requires only one thing, and that is to ask. â€Å"And everyone who calls on the name of the Lord will be saved†¦Ã¢â‚¬  (Joel 2:32). After asking, one should make a public declaration that they want to be saved, and follow the Lord. Baptism is what Jesus did, and he set an example for us to follow. Paul tells us in Acts 22:16, â€Å"And now, what are you waiting for? Get up, be baptized and wash your sins away, calling on his name.† The salvation plan is simple. It is clear, precise, and possible for most any to understand. Believe in God, repent, ask, and declare. There really isn’t anything that is difficult to understand, but yet it is hard for me to comprehend. Not the how, but why Jesus would do this for us. We killed him by nailing his hand to a tree. That has to hurt very badly. I don’t understand why someone would do this for me, and for the people that actually pierced his skin. We humans are terrible, and I would find if incredibly hard to die for anyone on this earth, but yet God died for the most terrible of people. I recently had an experience that helped me understand the whole salvation plan a...

Thursday, March 5, 2020

Life of Pi by Yann Martel - Discussion Questions

'Life of Pi' by Yann Martel - Discussion Questions Life of Pi by Yann Martel is one of those books that becomes richer when you can discuss it with friends. These book club discussion questions on Life of Pi will allow your book club to delve into the questions Martel raises.Spoiler Warning: These book club discussion questions reveal important details about Life of Pi by Yann Martel. Finish the book before reading on. Pi believes that animals in a zoo are no worse off than animals in the wild. Do you agree with him?Pi considers himself a convert to Christianity, Islam, and Hinduism? Is it possible to practice all three faiths faithfully? What is Pis reasoning in not choosing one?Pis story of surviving on a lifeboat with zoo animals is rather incredible. Did the far-fetched nature of the story ever bother you? Was Pi a convincing storyteller?What is the significance of the floating islands with the meerkats?Discuss Richard Parker. What does he symbolize?What is the connection between zoology and religion in Pis life? Do you see connections between these fields? What does each of the fields teach us about life, survival, and meaning?Pi is forced to tell the shipping official a more credible story. Does his story without animals change your view of the story with animals?Neither story can be proved one way or the other, so Pi asks the official which story he prefers. Which do you prefer? Which do you believe? Throughout Life of Pi, we hear about interactions between the author and adult Pi. How do these interactions color the story? How does knowing Pi survives and has a happy ending with a family affect your reading of his survival account?What is the significance of the name Pi?Rate Life of Pi on a scale of 1 to 5.

Monday, February 17, 2020

Leadership Case Analysis Essay Example | Topics and Well Written Essays - 500 words

Leadership Case Analysis - Essay Example he didn’t falter a bit when he told the men that the Japanese would attack the front lines and that it is going to be a long night.His effectiveness lies in his immediate action over a problem. When it comes to organizational Leadership, General Cummings is a seasoned person and it seems that no amount o f pressure would ruffle his feathers. He was only quite a bit peeved when found his coat dirty with mud after the storm which is an indication of his humanity. When it comes to developing people, he knows very well how to sharpen them by experience. He doesn’t spoon feed , mentor, or pat your back. On the contrary, he antagonizes and throws Hearns into situations that will challenge his weakness- emotions. This reflects that attitude not intelligence is valued in the battlefield. When it comes to delegation , it is very apparent that he delegates well since he can bark orders to any one with precision. Aside from this, In fact, he is very keen on details because he even knows almost all the equipment in the camp as well as the personlaities of people around him. One can see his planning skills when he sent the tanks to beef up the forces ahead of time since he alway s consider the worst to happen (n whether man-made or act of God). Communication skills is also a strength of the General. He manages by walking around and talking to people concerned. His hands-on leadership style with a charismatic tinge elicits respect , awe, and fear from among his men. General Cummings strength was his brilliance, courage , and experience that almost makes him complete. However, the end of the case ( or the story ) reveals that he has a weakness which was very crucial since it indirectly cost him Hearn’s life. He overlooked the verification of facts and reports that reached him. Since he is a man of action, his quick decision based on the immediate facts provided to him made him create the scenario he wants to believe in: that island is a stronghold of Japanese army.

Monday, February 3, 2020

Critique Essay Example | Topics and Well Written Essays - 750 words - 9

Critique - Essay Example There have been various incidences where music has been used asan important therapeutic tool for people suffering from mental and other kinds of health diseases and challenges (Bayley, 2010). People’s tastes and preferences for music varies from one group to another. While some opt to listen to live bands and presentations, others prefer listening to music that is recorded, as they point out that this experience allows them to listen to it repeatedly. This paper examines the concept of recorded music and how it is influencing people’s preference for leisure. It focuses on ome of the advanatges that accompny recorded music for both artists and their respective audiences; additionally, it examines how technology is influencing the music industry. Music recording refers to the process of re-creation and inscription of different forms of sound waves like singing, spoken voice, sound effects and instrumental music. Music can be recorded in two main ways, either in analog or digital systems. Analog recording is often facilitated by a microphone, which has the ability to detect and pick sound waves, thus recording them as graphic representations of the particular sound waves. Analog music recording was commonly used many decades ago before the invention of effective and efficient systems of music recording, it can store music for a long time and be listened to and watched in different places easily (Cook, 2009). Digital recording, which is an advanced form of the analog music converts analog sound waves and signals picked up by a microphone into digital forms through the digitization process. In all forms, digitally recorded music is often regarded as being of high quality compared to music recorded by analog systems. Currently, various storage devices have been developed by different companies to enable people to carry recorded music to different places

Sunday, January 26, 2020

Advantages Of Standard Costing Accounting Essay

Advantages Of Standard Costing Accounting Essay Despite the advantages just noted for some applications of standard costing, there are substantially more situations where it is not a viable costing system. Here are some problem areas: Cost-plus contracts. If you have a contract with a customer under which the customer pays you for your costs incurred, plus a profit (known as a cost-plus contract), then you must use actual costs, as per the terms of the contract. Standard costing is not allowed. Drives inappropriate activities. A number of the variances reported under a standard costing system will drive management to take incorrect actions to create favorable variances. For example, they may buy raw materials in larger quantities in order to improve the purchase price variance, even though this increases the investment in inventory. Similarly, management may schedule longer production runs in order to improve the labor efficiency variance, even though it is better to produce in smaller quantities and accept less labor efficiency in exchange. Fast-paced environment. A standard costing system assumes that costs do not change much in the near term, so that you can rely on standards for a number of months or even a year, before updating the costs. However, in an environment where product lives are short or continuous improvement is driving down costs, a standard cost may become out-of-date within a month or two. Slow feedback. A complex system of variance calculations are an integral part of a standard costing system, which the accounting staff completes at the end of each reporting period. If the production department is focused on immediate feedback of problems for instant correction, the reporting of these variances is much too late to be useful. Unit-level information. The variance calculations that typically accompany a standard costing report are accumulated in aggregate for a companys entire production department, and so are unable to provide information about discrepancies at a lower level, such as the individual work cell, batch, or unit. The foregoing list shows that there are a multitude of situations occur where standard costing is not useful, and may even result in incorrect management actions. Nonetheless, as long as you are aware of these issues, it is usually possible to profitably adapt standard costing into some aspects of a companys operations. Advantages of Standard Costing Though most companies do not use standard costing in its original application of calculating the cost of ending inventory, it is still useful for a number of other applications. In most cases, users are probably not even aware that they are using standard costing, only that they are using an guesstimate of actual costs. Here are some potential uses: Inventory costing. It is extremely easy to print a report showing the period-end inventory balances (if you are using a  perpetual inventory  system), multiply it by the standard cost of each item, and instantly generate an culmination inventory valuation. The result does not exactly match the actual cost of inventory, but it is close. However, it may be necessary to update standard costs frequently, if actual costs are continually changing. It is easiest to update costs for the highest-dollar mechanisms of inventory on a frequent basis, and leave lower-value items for intermittent cost reviews. Overhead application. If it takes too long to aggregate actual costs into cost pools for allocation to inventory, then you may use a standard overhead application rate instead, and adjust this rate every few months to keep it close to actual costs. production costs at different volume levels, since this may call for the use of longer production runs that are less expensive. Budgeting. A budget is always composed of standard costs, since it would be impossible to include in it the exact actual cost of an item on the day the budget is finalized. Also, since a key application of the budget is to compare it to actual results in subsequent periods, the standards used within it continue to appear in financial reports through the budget period. Price formulation. If a company deals with custom products, then it uses standard costs to compile the projected cost of a customers requirements, after which it adds on a margin. This may be quite a complex system, where the sales department uses a database of component costs that change depending upon the unit quantity that the customer wants to order. This system may also account for changes in the companys Nearly all companies have budgets and many use standard cost calculations to derive product prices, so it is apparent that standard costing will find some uses for the foreseeable future. In particular, standard costing provides a benchmark against which management can compare actual performance. Following through all the arithmetics of variances I have pin pointed reasons for the Material Price Variance, Material Usage Variance, Labour Efficiency Variance, and Labour Rate Variance. Material Price Variance occurs a failure to purchase the standard quality, thereby resulting in a difference price paid. This will lead into bad purchasing, in which is very discomforting the companys interest such as a rush purchase for an uneconomical markets, and also pushes a purchase of a substitute material on account of non-availability of the material specified by the company. This all are related to the interdependence at variances when it ensues an event has a favorable impact on one variance but an adverse impact on another variance. For example, the purchase of inferior quality materials may account for a favorable price variance but it may also have a negative impact on the material usage labor efficiency variance due to the quality causing an increase in usage. The adverse may also be affected by inflation and general increase in the market price. In such circumstances the selling price should be altered to refract the current market. Material Usage Variances may be affected by a whole lot of reasons such as carelessness in the use of material also affect the reason of material usage in resulting excessive consumption. Which brings us to the use of defective or sub-standard material that will cause spoilage to the material. Other reasons such as a change in t plant and machinery who also results to excessive consumption of material. The adverse on the variances is due to excess issues. Managers should check the stock are securely locked away that only the standard quantity is issued each day. And its not just that, There are a few more such as : Faulty workmanship Faulty material processing Pilferage of materials Use of material mixture, rather than standard mixture Labour Efficiency Variance is affected because of the actual hours used is greater than the standard hours, and it adverse is due to the use of an inappropriate standard that should be changed. Alternatively, there may have been idletime, ten working time should be synchronized. Bridget, C. (2012).  Standard Costing.  Available: http://www.accountingtools.com/standard-costing. Last accessed 28th Oct 2012.